Residential Lending

A Correspondent Mortgage Lender, Luminati Lending is expert and efficient with loan sizes into the many millions. We lend on a range of property types.

• Single-family homes
• Duplex, Triplex, Quadruplex
• Town homes
• Condominiums
• Loft-style condominiums
• Super-luxury high-rises
• Waterfront homes
• Unique properties

Luminati Lending knows that the typical homeowner in South Florida changes with the seasons. We enjoy both repeat and new customer business, due as much to our commitment to excellence and ethical lending practices as to our watchful eye on the kaleidoscopic buyer profile. Luminati Lending prides itself on mirroring the many faces of the community. Staffed with a diverse personnel roster, Luminati Lending boasts a multilingual and multicultural sensitivity. We speak English, Spanish, Italian, French, Portuguese, and German. Our customers are North American. Our customers are European. Our customers are South American. We are proud to be American, but we warmly welcome customers from all over the world.

Luminati recognizes that customers come in all shapes and sizes:

• First-time homebuyer
• Move-up buyer
• Second home buyer
• Dream home buyer
• Retirement home buyer
• Investor
• Jet-setter

At Luminati Lending, there is a loan for every type of buyer or homeowner, no matter how unique they may be. Our highly educated staff caters to the individual, with a firm commitment to providing the ultimate in customer service.

What We Do

Luminati provides all types of residential lending products and programs. For example:

• First-time homebuyer
• Loans for investors with too many properties
• New or conversion condominium
• Jumbo loans
• Super-jumbo loans
• A/A+ credit
• B/C credit
• Hard equity
• Foreign National
• Stated income/Stated Asset / NINA – No Doc
• Non-warrantable condominium
• Duplex/Multifamily
• FHA/VA

…and probably a few that haven't been invented yet. Please e-mail or telephone us for an estimate pertaining to your specific situation.